Financing for your business via NPEX (SME stock exchange)
The NPEX is a stock exchange for small- and medium-sized business owners (SMEs). Trading takes place online without the intervention of banks or other parties.
What is NPEX?
NPEX stands for Nederlandsche Participatie Exchange. It is a (securities) exchange for entrepreneurs from small and medium-sized businesses. The online investment platform allows investors to invest directly in your business.
Is NPEX suitable for you?
Do you want to make a big investment, such as a new business location or a large machine? Or do you have other plans for growing your business and can you not get the money through the bank or other forms of external financing? Then NPEX could be an option.
Shares or bonds
You can get financing via NPEX in 2 ways:
- You can issue a bond. A bond is a loan with a certain duration. You pay interest to your investors. You agree on the amount of interest in advance.
- You can issue shares. With a share, you give investors a part of the ownership of your company.
How do you get listed on NPEX?
If you want to find investors through NPEX, your company must meet certain conditions. For instance, your company must have existed for at least 3 years. In the last 3 years, your company must have had at least 1 year of profit. In addition, NPEX thoroughly checks your company. You must prepare a prospectus and publish financial accounts and half-yearly figures every year.
What does a listing on the NPEX exchange cost?
There are costs associated with NPEX. The startup cost is €6,000. You will also pay variable listing fees and annual management fees. Also count on spending money on advice. For example, in drawing up the mandatory documents, such as a prospectus. This makes NPEX particularly interesting if you are looking for financing from 1 million onwards.
Stock prices on NPEX
Investors can trade your shares and bonds among themselves via NPEX. Supply and demand can cause the value to rise or fall as a result. This creates stock prices. These rates are tracked on NPEX.
More success with your financing application
When you go looking for finance, make sure to look closely at the required criteria. Use the financing flowchart to select an alternative form of financing that fits your situation.
Help with financing
Getting help increases your chances of financing. With the right adviser and a good financial basis, a 'yes' to your financing application is within easy reach. These advisers will help you on your way.
Questions relating to this article?
Please contact the Netherlands Chamber of Commerce, KVK